Kay Jewelers warranty for jewelry
The short version
Kay Jewelers doesn't cover everything, but keeps diamonds and gemstones covered for life. That full coverage is the same as most of the 11 brands we compared, which typically cover nothing in full. You don't need to register to get this coverage.
From Kay Jewelers's published warranty, checked October 2026.
What's covered
Full coverage: everything, parts and laborPartial coverage: some parts only, you usually pay labor
Purchase5 yrs10 yrs+Full: NonePartial: to lifetime
- Partial coverageDiamonds and gemstonesLifetime
Good to know before you buy
- Bring the jewelry to a Kay store for an inspection every 6 months, or the guarantee can lapse.
- Keep your receipt and inspection records.
- Ring resizing and metal repairs are only covered by Kay's paid plans.
How other brands compare for jewelry
- 1. Brilliant Earth47/100 · Full: 2 months
- 2. Blue Nile45/100 · Full: None
- 3. James Allen45/100 · Full: None
- 4. Jared45/100 · Full: None
- 6. Tiffany & Co.45/100 · Full: None
Where you buy it matters
How long stores give you to return it
Longest return window first, for jewelry.
- CostcoMost itemsNo fixed deadline
- NordstromMost itemsNo fixed deadline
- Sam's ClubMost itemsNo fixed deadline
- Kohl'sMost items90 days
- TargetMost items90 days
- WalmartMost items90 days
Show all 13 stores
- JCPenneyMost items60 days
- Nordstrom RackMost items40 days
- Bloomingdale'sMost items30 days from delivery
- Dillard'sMost items30 days
- Macy'sMost items30 days from delivery
- Ross Dress for LessMost items30 days
- Saks Fifth AvenueMost items30 days from delivery
From each store's published return policy, using its rule for jewelry where it has one. Member and holiday extensions aren't counted. Check yours before you buy.
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